Anvil Logo

About Us


sponsored by

Hosted by

How Not To Be A Millionaire
Thinking big is a full time job, whether you have one or not
by Kent Lewis


Lower earnings. Rising unemployment. Apprehensive consumers. Tell me something I don’t already know, like how to be a millionaire. Why not? Now is as good a time as any to make a few lifestyle changes. No, this is not an Amway pitch.

First of all, being rich isn’t all it’s cracked up to be. Money may not buy you love, but it sure gets you everything else. You’ve got a large mansion on the water, 50’ yacht, servants, the villa in France and 10 exotic automobiles. Sounds good huh? There’s only one problem: it’s total bullshit.

Being wealthy is definitely a lifestyle, but it’s hardly the flash-and-dash of Miami Vice that Hollywood wants us to believe. Most millionaires are married, drive Honda Accords and share a 3 bedroom house with their children and dog Scooter. They didn’t achieve millionaire status by spending their money on frivolous materialistic consumer durables like diamonds, Rolex watches and groceries from Webvan.

So what does that mean to me? How do I catch the millionaire fever? Does it mean I have to have a dog name Scooter? I’m allergic to dogs you know.

Actually, there are a few key factors that, when combined, create millionaire potential. First, you have to have a certain personality type. Next, your lifestyle is plays an key role. Most importantly, your career choice is a critical factor. Let’s look at these individually, and dispel some of the common millionaire myths.

Personality Type

Millionaires are not gamblers nor do they go into debt (unlike 30 percent of Americans today). They substitute "blind luck" for "self-discipline." Millionaires are not do-it-yourselfers; they would rather earn income from their vocation and pay an expert to do the job. They also tend to buy when others save. When a recession hits, they are more likely to purchase a home. Millionaires listen to others and understand their needs. Lastly, they are highly organized. Now where did that $100 bill go?


Self-made millionaires (not unlike trust fund babies) do not necessarily have the highest intelligence; rather, they prefer to hire those with high IQs do what they do best and watch the money roll in. This trait is clear as far back as grade school, where most millionaires are passed up as "most likely to succeed" or "most popular" (save your sighs of relief until you finish reading). The value of school, according to millionaires, lies in discovering that hard work is more valuable than high intelligence. Few graduate at the top of their class and believe it is the least important factor in contributing to economic success. You can sigh now.


Most millionaires are self-made, with no financial help from family or friends. Furthermore, they never rely on other people’s money to make them rich. Hear that Danny DeVito? Millionaires find an occupation that makes them happy and leverages their strengths and weaknesses, which in turn increases self-esteem and productivity. Beyond liking their jobs, millionaires choose an occupation that pays the bills (and then some). Those that own their own businesses create the most wealth. This is good news, as entrepreneurs tend to start businesses that they are passionate about.

As you can see, it’s easier than you’d think to be a millionaire. Just get organized, maintain discipline, save carefully and chose a job that you love. Wealth will naturally follow (including the green kind).

When not writing for Anvil, Kent actively participates in skeet shooting, curling and cheer competitions